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The ten best countries to retire abroad and the categories used to rank them

People are now choosing to spend their future lives in affordable countries with a cheaper lifestyle. Other factors retired seniors look for when choosing a country to spend their golden years. The availability of Medicare coverage is not a provision in most countries, especially overseas. Tax implications are also considered, especially when retiring to countries like France instead of Florida.

Many people are now looking to spend their pensions wisely, knowing which countries will be most favorable to them. Other factors that determine which country people primarily retire to include healthcare costs, obtaining visas and landowners in the country, cost of living, and ease of assimilating into the culture and country. lifestyle of place and people.

Going abroad is attracting more people since they implemented a strategy that helps them live comfortably and luxuriously on the road to retirement. There are retirement indices that rate countries by type of life in healthier and happier lives. Even the amount of money spent is lower or higher – examples of the best countries where Americans retire:


  • At 86 points out of 100.
  • The cost of living is around $2,500 per month.
  • This country is well known for its welcoming people and the relationship between them and visitors.
  • The cities that interest most retirees are Cascais, Porto, Lisbon and Algarve.
  • Some of the attractive features include beaches, a beautiful Atlantic coastline, warm sunny weather, stability, and security.


  • Has a total of 85 points out of 100.
  • The cost of living averages around $2600.
  • Panama is one of the cheapest countries to retire.
  • It also has affordable quality medical services and the cost of health services is low.

Costa Rica

  • Has a retirement index of 85.5 out of 100 points.
  • The average spend per month is around $2000.
  • This country offers a peaceful and simple life.
  • It also has a mild tropical climate, fantastic for practicing nautical activities.


  • Has an average score of 83.8.
  • The average spend per month is $1,500 to $3,000, depending on the city and its location.
  • It has a rich culture and a very pleasant life.
  • The diversity of climate and landscape allows retirees to choose between locations with mild temperatures in the central part of the country, coastal areas with warmer temperatures in the southeast and southeast of the country, or a desert climate. dry in Baja California, near the US border.
  • The cost of living is also affordable.


  • Receives an average of 83.4 out of 100 points.
  • Living expenses are approximately $1030 to $2720, depending on location.
  • Colombia was mainly cited for its rich diversity.
  • It has attractive natural features such as mountains, seas and big cities.
  • The cost of living was also low.


  • Obtained an average of 82 points out of 100.
  • The cost of living averages $1800.
  • This country is well known for historical sites and a favorable stable climate.
  • The country also offers retiree discounts, Galapagos trips, Orinoco jungle adventures, and mountain living with cooler temperatures near Cotopaxi.


  • Had an average of 81.9 out of 100 points.
  • Living expenses average $1800.
  • Some of its cities have a very affordable cost of living.
  • It is known for its perfect cuisines and cozy islands and beaches.


  • Had an average of 76.8 points out of 100.
  • The cost of living is around $2,500 and you can live within that budget in most places.
  • Spain is considered a great retirement option due to affordable living, affordable restaurants and cafes, inexpensive medical costs, and rich cultures.


  • Had an average of 76.4 points out of 100.
  • The cost of living is around less than $2500 in places like Paris and Lyon.
  • Has museums, world famous works of art and theaters.
  • They also have good wine and cheese.


  • Obtained an average of 76 points out of 100.
  • The living expense is around less than $1500 in some specific cities such as Hanoi and
  • Ho Chi Minh City.
  • Has extremely affordable living expenses
  • Inexpensive catering and transport services

The pension index values ​​have been given after research has been done considering various factors in all the countries of the world. The data was collected from retirees who experienced the way of life in certain countries and different cities. Their reason for moving to these counties was also considered and the data compiled. Countries have been classified according to the following categories.


the overseas property prices and the costs of renting a house in each of the countries were analyzed. The cost and affordability of living and buying a home were also determined during the research. Prices for luxurious living were also assessed, such as modern condos and apartment buildings with modern features and fixtures. Land tax values ​​and limits and land ownership regulations in countries were also asked. Investment opportunities and rental and capital yields were also a concern in making decisions on the global index data.

Benefits and discounts

There are countries in which pensioners receive pension benefits. Some of the expected benefits have been analyzed. Important factors of interest were whether retirees received discounts on living expenses such as food, electricity, flight costs and public transport.

Visas and residency

The requirements and ease of becoming a citizen of a country have been considered in this category. The rules that dictate the acquisition of permanent property by retired couples moving in have been reviewed here. The taxation of any income-generating activity in the retiree’s home countries has also been taken into account in the rating. Finally, special residence offers for retirees.

Assimilation and entertainment

The relationship between locals and expatriates has been analyzed and not just seen as their nature to make friends. Other considerations were whether they made visitors feel welcome and at home, the freedom to choose the kind of American comforts while in the foreign country, how foreigners accommodated quickly or had difficulty integrating into cultural activities, activities that one could take part in and participate in for entertainment purposes. It also included factors such as attractive features and historic features, outdoor activities, and the language used in entertainment such as movies.


Infrastructure and high standards of services such as movie streaming, access to electricity services and house calls were also used to determine the indices. The quality of roads and transport systems was also taken into account in this category.


Some people move abroad to avoid extreme climates in their original residential areas. Finding favorable weather conditions while considering rainfall, sunshine, and humidity were all used to determine these values.

Health care

Here factors such as obtaining health care services and other medical services such as surgeries. The availability of good facilities and professional doctors to provide healthcare services was of concern as most retirees need long term healthcare.


Expats were also asked about their freedom in the new counties, bureaucracy and providing a stable and secure environment so they can enjoy a comfortable retirement for golden years. Banking services are also considered in this category.


The availability of opportunities to invest and earn money. Retirement does not mean they stop earning, and countries should provide retirees with methods to obtain more income and assets. Job opportunities and self-employment are also important in these categories. Support from local authorities for emerging businesses and the country’s economy has also been taken into account.

Cost of life

the international cost of living expenses don’t have to be expensive to be considered fit for retirement. Most retirees are looking for affordable living options, especially those who haven’t saved enough. The cost of food and other services necessary for daily living is essential in the monthly budget estimates provided.